Rebirth of the Entrepreneurship Era - v2 Chapter 373 credit line

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During the Chinese New Year last year, Xu Yiyang did not return to his hometown for the Chinese New Year because of training courses.

Therefore, this year, Xu Da and Xu Ma intend to return to their hometown to see.

According to their plan, they went to the grandparents' house for the Chinese New Year first, and then went to the grandparents' house for two days, and then returned to Yingzhou.

Xu Yiyang naturally has no opinion. On the day of the twelfth lunar month, Xu Yiyang drove to the Lunan hometown with the old Buick Regal, carrying his parents, sister and a lot of gifts.

Xu Da and Xu Ma are from a city, but later because of the work of Xu Da, Xu Ma went to Yingzhou.

Because of the distance, the traffic was troublesome and the economic level was not good enough. Xu Yiyang’s childhood and adolescence did not have much memory about grandpa and grandma and grandma and grandpa.

Although there are not many opportunities to meet, there is still blood in the family.

Grandpa and grandma and grandma and grandpa are both in the countryside, and the other relatives of the two big family members also basically live in the countryside.

From the end of the 20th century to the beginning of the 21st century, it was not easy to get the rural to non-hukou registration, and the wave of work has not really swept the country, so it is not easy for most rural families to get out of the countryside.

Children can still hope to study and work, but middle-aged and elderly people can't do without the rural homestead and the one-third of an acre of land in their own homes.

On the way back to his hometown, Xu's parents Xu and Ma explained the general situation of the two to Xu Yiyang.

For example, the four old people are in good health, and they go to the land to do agricultural work every day before winter;

For example, the son of the uncle's family gave birth to a big fat boy, and the son of the aunt's family dropped out of junior high school to learn welding with others;

Talking about the uncle's house, Xu mother suddenly sighed that her uncle's cousin couldn't afford to build a house because of his family.

After sighing, he told Xu Yiyang that when he was borrowing money from his uncle, he heard that Xu Yiyang was doing a lot of business and wanted to borrow 50,000 yuan from his house to build the house.

As soon as Xu Ma heard about it, she gave it almost without hesitation.

As a result, the money was just transferred to the uncle, and the second uncle also ran to borrow money, saying that his family was too poor, and he planned to build a pigsty in his yard, learn from others to raise pigs, and sell piglets to make money. Borrowed fifty thousand.

When talking about this, Mom Xu, who was sitting in the back row, kept looking at Xu Yiyang's expression through the rearview mirror in the car. She was afraid that Xu Yiyang was not happy. After all, the money was left to Xu Yiyang before going to university.

After listening to it, Xu Yiyang knew that the money must have been floated, but he just said plainly: "It's okay, you think you should borrow it as soon as you should. The amount is somewhat controlled."

"I know." Mother Xu nodded hurriedly, and also said a little embarrassedly: "Your uncle and second uncle have said, this money will find ways to pay it back slowly."

Xu Yiyang yelled seriously and said seriously: "Slowly, then slowly."

In fact, the unspoken line in his heart is, slowly, maybe it will be no longer.

It's not that Xu Yiyang is unwilling to lend money to relatives. The main reason is that there is no problem with relatives and friends helping each other, but the old saying is: don't help the poor, don't help the lazy.

What happened to his uncle's family? How much do he remember that his cousin could not find an object in his 20s, not because he couldn't afford to build a house at home, mainly because he didn't have a serious job all day long and was too lazy to die.

There are many coal mines in Lunan, and there are many cement factories that rely on mountains and eat mountains. In these years, coal mines and cement factories have not been highly automated. They have been short of workers. The young and strong laborers want to find a profitable job. There are many coal mines and cement factories. The preparation workers may not be able to operate, and temporary workers are always there.

However, this big cousin didn't do any work for long. When he went to the mine, he couldn't bear to be tired after a month of work. After receiving the salary, he would never go again; he went to the cement plant and worked for more than half a month. Too.

Later, I squatted at home until I was twenty-six or seven years old, and I made a dream of getting rich every day. I was rushed to the south to do MLM for more than half a year. Because I had no money and was delicious, I did not develop any offline. Came out, almost became a local legend;

Later, he became a famous second-in-class in the village. After eating at home every day, he moved around with Maza, just like working, returning early and late, sometimes even sitting under the tree and watching people playing cards The whole day.

Until Xu Yiyang's rebirth, this big cousin was in his forties and nearly fifty, and he still found no objects.

Such a person has built a house for him, and he may not be able to marry his wife.

Even if they are married, they may not be able to live with him, and they may delay their girls.

The income of the uncle's farming land is extremely meager, and he still has to support this idle son. This time he borrowed 50,000 yuan to build a house, and he may not be able to pay it back for 20 years.

As for the second uncle.

Although people are not lazy, they do not control their strengths and love toss.

And it belongs to the kind of bears breaking sticks, east and west.

I used to see that some people in the village were making money making biscuits, and I learned to make them myself, and I always felt that this was very simple. I was absolutely fine, so I didn’t study it. I just put up the stove and prepared to dry it. Dogs, dogs don't like to eat, and in the end it can't be done.

Later, the bricklayers who cut bricks in the rural construction team made a lot of money. They bought two bags of cement and hundreds of bricks and started to learn at home. After three days of cutting, they broke their hands and stopped working.

Such a person takes 50,000 yuan to raise pigs, and it is strange that they can raise them well.

Moreover, Xu Yiyang did not lend them money in his lifetime.

I heard that Xu Yiyang made some small achievements in Yanjing. Uncle Uncle, Second Uncle, and then called every third to make up various reasons to borrow money. I bought seeds today, fertilizers tomorrow, and accidentally fell my hips by bike the day after tomorrow, sometimes I said myself It's deceiving, I can't go back in the field, I have no money to pay for medical expenses in hospital...

Even Xu Yiyang's mother died, and the two called to borrow money.

Even more ridiculous, Uncle called him once and said that he went to Xu Yiyang's grandparents' home to give Xu Ma a grave. On the way back, he was hit by an electric car and asked Xu Yiyang to pay 10,000 yuan for medical treatment.

Xu Yiyang felt that people were also injured when they went to the grave of his mother. After the money was paid, he only heard that he didn't go to the grave of his mother at all, nor was he hit by an electric car. He was just looking for someone to ask him for money.

After knowing this, Xu Yiyang was completely disappointed with them, the phone was blacked out, and there was no contact.

In those years, he successively lent two people a lot of money, and he didn't pay back a penny until he was reborn.

Thinking of these things, it is false to say not to be angry. Even after being born again, think of these things, Xu Yiyang is still angry.

However, in the final analysis, they are all mother's brothers. She now has money in her hand. She wants to help them, and she certainly can't object, otherwise it will hurt her mother's heart.

Especially in the case of a stalemate, there is no need to scramble for borrowing money.

So, Xu Yiyang said: "Dad, Mom, our family is indeed a little bit of money now. It is also appropriate to help relatives, especially the immediate relatives. If we really borrow money, we really can't refuse."

Mom Xu was relieved and nodded again and again, saying: "Isn't that the case, brothers and sisters have to help each other."

Dad Xu agreed: "The relative's family needs help from us, and we certainly can't ignore it."

"Yes!" Xu Yiyang first highly affirmed his parents' views, and then said: "But ah, I think we should help, but we must set a standard."

"Standard?" Xu Ma and Dad asked: "What standard?"

Xu Yiyang said: "The bank issues a credit card to a person, and the credit card still has a credit limit. To put it plainly, the bank evaluates your actual situation and gives you a maximum amount that can be loaned to you. For example, if he gives you 10,000, then If you borrow this 10,000, you can’t borrow it anymore, and people won’t lend it to you when you run out of quota."

After a pause, Xu Yiyang went on to say: "If you borrowed 5,000 and paid it back, then you will find someone else to borrow it next time, and they are willing to borrow you another 5,000, that's what it means."

The parents nodded lightly and probably understood Xu Yiyang's credit line.

Xu Yiyang also said: "If relatives of our family look for us to borrow money, we have to set a credit limit for UU reading www.uukanshu.com. For now, we will set a limit of 50,000 yuan per family. The uncle and second uncle have now used up the quota. If you ask us to borrow money again, then we can’t borrow any more, when will the borrowed money be returned, and when will we talk about borrowing money next time."

"As for other relatives, my aunt, my uncle and my aunt, everyone also has a limit of 50,000. As long as the amount of money he borrows is lower than or equal to this limit, then we will not hesitate to borrow;"

"Higher than this limit, then we will also give him 50,000 according to the upper limit of the limit. If he repays it, it is not difficult to borrow and repay it; if he does not pay it, we will not need it. After all, they are relatives. Five There are still tens of thousands of dollars."

Speaking of this, Xu Yiyang seriously said: "The amount of 50,000 yuan is really a lot. This money is good in Lunan and Yingzhou. It is enough to buy a house. Most people do not need to borrow so much at all. Money."

Xu Yiyang feels that his own conditions are now good, and it is indeed appropriate to help relatives with a little difficulty, but help must absolutely not help to become a bottomless hole, otherwise the nature of this matter will change.

You can lend money to relatives for emergency and wealth, but you cannot lend relatives extravagance or waste, or seek material gratification.

But the problem is that other people have more sound reasons for borrowing money. As relatives, it is impossible to check and verify like a bank first, and then approve the loan.

Therefore, simply set a limit of 50,000 yuan, whether it is emergency or poverty relief, help the poor or help the lazy, that is 50,000 yuan.

If you really hit the water float, you can control the loss, and in relatives, it can be regarded as benevolent.

After listening to these things, Xu Dama and Xu Ma looked at each other, and then Xu Ma said: "Yes, Ma thinks that this method is very good for you. If you speak in the future, you can borrow up to 50,000 per family, and don't borrow more."